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What is the difference between a derby and a stakes race?

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The short answer is that a Derby is a stakes race that only allows 3 year olds to enter. Maiden races are for horses that have never won a race, and horses compete against their own age (so 2 year olds only race with 2 year olds and 3 year olds only race with 3 year olds.) Claiming races are kind of the bottom tier.
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